Kredit Mikro **is an uncollateralised micro financing for business purposes. The implementation of the product is based on the Tawarruq transactions.**

Provision of credit facilities to micro entrepreneurs to undertake economic activities involving agriculture and agro-based activities covering all stages of production, processing, services, marketing and consumer needs.

Product Information

Financing Limit

Maximum RM150, 000.00.

Financing limit up to 100% of the total cost and subject to credit evaluation.

Financing Tenure

Up to 60 months

Tempoh Kemudahan Pembiayaan

15% per annum on a monthly rest

Eligibility Criteria

Malaysian citizen aged 21-60 years on the date of application
Is a micro entrepreneur full time / part time
Has been running the project / business more than 1 year
Possess the necessary approval from such as a license / permit / lease agreement of land / etc.
Kafil/guarantor, is required to guarantee this financing.
No collateral shall be required by the Bank.

Fi & Caj

Takaful Contribution

Based on financing amount given.

Brokerage/Trading Fees

Brokerage fee for every successful Tawarruq transaction is at RM 7 for every millions of commodity purchasing amount.

(Subject to (6%) SST)

Vision

Advancing Agriculture
Beyond Banking

Mission

Elevating the standards of agriculture
and providing sustained supports that create values to communities, economy, environment and stakeholders

Help and Support

Leboh Pasar Besar, Peti Surat 10815,
50726 Kuala Lumpur,
Wilayah Persekutuan Kuala Lumpur

1 300 88 2476 (LOCAL)

+6 03 2079 0600 (INTL)

Inquiry & Feedback

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